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Arranging a Funeral? Here's some ideas about what to do and who can help.

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Worried about the cost?

Funerals can be expensive and while we all want to do the best for our loved ones, we also have to be aware of how much it will cost and what we can afford.

You should make sure you know exactly how much it will cost. Flowers, cars to take family members to the funeral, death notices for the local paper, fees for whoever leads the service, lair or crematorium costs and the funeral director’s fees can all add up.

The funeral director might ask for a deposit before the funeral takes place. They will discuss this with you.

You may be able to get help with the costs of a funeral from the DWP’s Social Fund if you are on a low income and are getting Income Support or other means-tested benefits.

A claim can be made by phone (0345 606 0265) or on form SF200 Funeral Payments from the Social Fund (you can get this form from your local DWP office). You must apply within three months of the funeral, and can only claim if you have an invoice from the funeral director. An estimate will not be accepted.

Any money you receive will have to be repaid from the person’s estate (if there is one).

You can find advice about this on the UK Government’s website (https://www.gov.uk/funeral-payments) or you can consult Citizens Advice about money worries or other benefits issues. For example, your entitlement to benefits may change because you have lost a family member or someone you have cared for. You can find your nearest Bureau at https://www.citizensadvice.org.uk/scotland/.