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Higher Education Student Support in Scotland, 2012-13

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Table 8: Full-time students authorised for loans by SAAS and actual take up from the Student Loans Company (SLC), 2003-04 to 2012-13

Academic Year Entitlement from SAAS Actual SLC take-up Actual take-up (SLC) versus entitlement (SAAS)
Number of Students Total Entitlement (£1000s) Number of Students Amount Borrowed c % of Students % of Entitlement Amount
2003-04 90,305 222,848 89,325 217,373 98.9 97.5
2004-05 85,815 208,099 85,025 203,290 99.1 97.7
2005-06 83,385 191,367 82,645 187,460 99.1 98.0
2006-07 79,800 185,489 78,940 180,433 98.9 97.3
2007-08 77,580 184,014 76,690 178,322 98.9 96.9
2008-09 77,170 186,954 76,405 181,321 99.0 97.0
2009-10 79,075 197,174 78,630 192,747 99.4 97.8
2010-11 79,395 223,349 79,705 219,908 100.4 98.5
2011-12 80,875 243,906 81,185 240,307 100.4 98.5
2012-13 81,640 254,280 81,440 249,948 99.8 98.3

Please see section 8 in Notes associated with Tables section.

Table 8 shows the number of students that took up a loan through the Student Loans Company (SLC) as a percentage of students authorised for a maintenance loan by SAAS. The SLC hold information on money paid in loans and SAAS hold information on entitlement and authorisations. In some years, the table shows slightly higher numbers of uptake compared to entitlement. Although this may look unusual at first sight, indications show that it has occurred because of a relatively small number of students each year who are authorised for a loan by SAAS, enrol for their course and are subsequently paid money by SLC but then fail to attend thus losing their student loan entitlement, or request that the loan be revoked. In this case, SAAS will adjust the student's record to show that they are not entitled to a loan, however SLC will still regard the student as a loan recipient because an amount of money has been paid out. SLC will recover the money that has been paid out. Therefore, figures from the SLC give the most accurate representation of loans that have actually been paid out.