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Dealing with Debt: Finding your feet: Advice for you if you are in debt


7 Your rights if a creditor goes too far

Your creditors must stay within the law when trying to recover the money you owe them. The law of wrongful diligence governs situations where diligence has been carried out without proper authority or where properly authorised diligence has been executed has been carried out in the wrong way.

If you think that you have been subject to wrongful diligence, contact a money adviser or a solicitor.

Go here for free advice agency numbers.

You can also consult a solicitor. The solicitor may charge a fee, but if your circumstances allow, you may be able to get legal aid or the solicitor may provide an initial interview free of charge.